ZIP 14897 Foreclosure, Tax-Lien & Distress Report

ZIP 14897's composite property-distress score is 26/100 - DLRadar classes that as low for Allegany County, New York. The most distinctive pressure shows up in construction/permit lag (56/100), structural risk (56/100), institutional ownership (44/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (FEMA disaster exposure (84/100), climate & FEMA risk (70/100)). The split runs 56/100 structural to 6/100 active on the ground.

The expansion-phase market in 14897 posted values that rose 5.9% over the year, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 16% of renters are cost-burdened. Home values center near $66,900, an affordability ratio of 1.0× — accessible. The ZIP holds roughly 369 housing units. Educational attainment sits at 9% bachelor's-or-above. Households earn a median $64,167 — below the roughly $78,000 national figure. The tenure split is 83% owner-occupied to 17% rented. The demographic-stress sub-score lands at 20/100. About 770 people live here, median age 40. 5.2% of residents fall below the poverty threshold. The vacancy rate is 22.5% — elevated.

On the whole, 14897 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 14897 at the moment; the composite and its components are still built from verifiable public records.

The 14897 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 14897 stays directly comparable to neighboring ZIPs and the rest of Allegany County, New York. Sparse data for 14897 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 14897's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 14897 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.