ZIP 14897 Property Distress & Foreclosure Data

Composite property distress in 14897 (Allegany County, New York) lands at 26/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (65/100), structural risk (57/100), institutional ownership (46/100). By contrast, mortgage stress (21/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), climate & FEMA risk (70/100). The latent-versus-live split is 57/100 structural and 6/100 already moving.

The market reads expansion — home values rose 6.5% year on year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 16% of renters are cost-burdened. A median home runs $66,900 here, or 1.0 times local income. The ZIP holds roughly 369 housing units. About 9% have a four-year degree. Households earn a median $64,167 — below the roughly $78,000 national figure. The tenure split is 83% owner-occupied to 17% rented. On demographic stress specifically, 14897 scores 20/100. About 770 people live here, median age 40. Roughly 5.2% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 22.5% — elevated.

Net-net, 14897 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.