ZIP 14715 Foreclosure, Tax-Lien & Distress Report

Allegany County, New York's ZIP 14715 registers 25/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (FEMA disaster exposure (84/100), climate & FEMA risk (70/100)). Its heaviest discrete signals: structural risk (53/100), construction/permit lag (50/100), institutional ownership (43/100). On the quiet end sit mortgage stress (21/100). Structural exposure scores 53 and live distress 6 on the 0–100 scale.

The expansion-phase market in 14715 posted values that rose 6.0% over the year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

A median home runs $80,500 here, or 1.4 times local income. Vacancy runs 21.8%, above the national norm and a classic distress-and-opportunity signal. About 2,374 people live here, median age 43. There are about 1,259 housing units across 14715. Owners hold 75% of homes, renters 25%. Around 31% of renters are cost-burdened. Roughly 20.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $51,641 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 26/100. Educational attainment sits at 20% bachelor's-or-above.

Taken together, 14715 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 14715 at the moment; the composite and its components are still built from verifiable public records.

The 14715 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 14715 stays directly comparable to neighboring ZIPs and the rest of Allegany County, New York. Every figure is auditable to a public dataset and refreshed on ingest; 14715 shows blanks, not estimates, wherever the record is sparse.

14715's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 14715 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.