ZIP 16748 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 16748 (Potter County, Pennsylvania) at a low 19/100 for overall property distress. Structural exposure scores 43 and live distress 7 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (66/100)). Leading the profile are institutional ownership (45/100), structural risk (43/100), construction/permit lag (37/100). By contrast, construction/permit lag (37/100) and mortgage stress (24/100) register low.

The market reads peak — home values rose 4.9% year on year, at 39/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 31.1%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $104,000 (1.8× income, relatively affordable). The tenure split is 76% owner-occupied to 24% rented. Around 16% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 25/100. Roughly 11.8% live below the poverty line. About 2,687 people live here, median age 46. Educational attainment sits at 15% bachelor's-or-above. There are about 1,617 housing units across 16748. At $56,838, median income runs below typical U.S. levels.

Taken together, 16748 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 16748 runs through one identical public-record model, so its 19/100 sits on the same scale as every other ZIP in Potter County, Pennsylvania and the nation. 16748 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 19/100 figure for 16748 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 16748 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.