ZIP 16735 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 16735 (Mckean County, Pennsylvania) returns a low composite of 20/100. The most distinctive pressure shows up in construction/permit lag (71/100), structural risk (45/100), institutional ownership (27/100). By contrast, institutional ownership (27/100) and mortgage stress (13/100) register low. The latent-versus-live split is 45/100 structural and 4/100 already moving.

The market reads peak — home values rose 4.2% year on year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 3,312 housing units. Owners hold 74% of homes, renters 26%. Home values center near $93,900, an affordability ratio of 1.5× — accessible. Educational attainment sits at 22% bachelor's-or-above. The demographic-stress sub-score lands at 23/100. At $58,496, median income runs below typical U.S. levels. About 6,465 people live here, median age 44. Rent burden reaches 31% of tenant households. Vacancy runs 21.1%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 7.1% — low.

On the whole, 16735 leans distressed, with opportunity clustered in specific stressed parcels. 16735 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 16735 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 16735 stays directly comparable to neighboring ZIPs and the rest of Mckean County, Pennsylvania. The score is rebuilt from public data as it updates, so 16735 reflects the current record instead of a stale or modeled snapshot.

16735's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 16735 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.