ZIP 15831 Foreclosure, Tax-Lien & Distress Report

Elk County, Pennsylvania's ZIP 15831 registers 26/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (75/100), FEMA disaster exposure (65/100). Property-level stress concentrates in construction/permit lag (68/100), structural risk (60/100), institutional ownership (52/100). Structural exposure scores 60 and live distress 0 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

25% of housing is owner-occupied. The ZIP holds roughly 20 housing units. Vacancy runs 0.0%. About 0% have a four-year degree. 56 residents call 15831 home, typically aged 51. DLRadar's demographic-stress index for the area reads 26/100. Rent burden reaches 0% of tenant households. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 15831 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 15831 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 15831's 26/100 can be lined up against any neighbor in Elk County, Pennsylvania or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 15831 shows blanks, not estimates, wherever the record is sparse.

The 26/100 figure for 15831 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 15831 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.