ZIP 15821 Foreclosure, Tax-Lien & Distress Report
Elk County, Pennsylvania · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 15821 in Elk County, Pennsylvania comes in at 25, a low composite-distress reading. Leading the profile are construction/permit lag (65/100), structural risk (58/100), institutional ownership (49/100). By contrast, mortgage stress (24/100) register low. Latent structural risk is 58/100 while live distress already moving reads 7/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (78/100).
The market reads peak — home values rose 4.2% year on year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
DLRadar's demographic-stress index for the area reads 43/100. A median home runs $170,300 here, or 3.1 times local income. There are about 373 housing units across 15821. Households earn a median $48,750 — below the roughly $78,000 national figure. 84% of housing is owner-occupied. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. About 17% have a four-year degree. Vacancy runs 88.4%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 64 with a median age of 58.
Net-net, 15821 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 15821 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The 15821 read uses the identical scoring model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 15821 stays directly comparable to neighboring ZIPs and the rest of Elk County, Pennsylvania. Sparse data for 15821 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 15821's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 15821 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 15821 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 15821 Stress Report snapshot
The live 15821 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Elk County
Nearest ZIP codes to 15821
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 15821
Related ZIP, county and statewide reads linked to Elk County, Pennsylvania.
Get the full acquisition report for 15821
Open 15821 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology