ZIP 15821 Property Distress & Foreclosure Data

In Elk County, Pennsylvania, ZIP 15821 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (56/100), structural risk (56/100), construction/permit lag (46/100). By contrast, mortgage stress (24/100) register low. The latent-versus-live split is 56/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100), FEMA disaster exposure (73/100).

The market reads expansion — home values rose 5.5% year on year (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

On demographic stress specifically, 15821 scores 33/100. A median home runs $170,300 here, or 3.1 times local income. The ZIP holds roughly 373 housing units. Households earn a median $48,750 — below the roughly $78,000 national figure. The tenure split is 84% owner-occupied to 16% rented. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. About 17% have a four-year degree. The vacancy rate is 88.4% — elevated. About 64 people live here, median age 58.

Net-net, 15821 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.