ZIP 16734 Property Distress & Foreclosure Data

ZIP code 16734 in Elk County, Pennsylvania carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (75/100), FEMA disaster exposure (73/100)). The latent-versus-live split is 56/100 structural and 7/100 already moving. What sets it apart are the readings on institutional ownership (56/100), structural risk (56/100), construction/permit lag (46/100). On the quiet end sit mortgage stress (24/100).

The expansion-phase market in 16734 posted values that rose 5.5% over the year (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The demographic-stress sub-score lands at 17/100. The vacancy rate is 6.3%. Around 6% of renters are cost-burdened. Around 3% of adults hold a bachelor's degree or higher. At $64,028, median income runs below typical U.S. levels. The typical home is worth about $55,800 (0.8× income, relatively affordable). The poverty rate is 2.8% — low. Population is roughly 176 with a median age of 48. The ZIP holds roughly 77 housing units. 76% of housing is owner-occupied.

On balance 16734 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

25/100
Composite stress
56/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 16734

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk48
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Elk County

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Deterministic. Every signal traces to a public dataset · methodology