ZIP 15857 Property Distress & Foreclosure Data

ZIP code 15857 in Elk County, Pennsylvania carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100), FEMA disaster exposure (73/100). What sets it apart are the readings on institutional ownership (56/100), structural risk (56/100), construction/permit lag (46/100). By contrast, mortgage stress (24/100) register low. Structural risk reads 56/100 against active distress of 7/100.

The market reads expansion — home values rose 5.5% year on year, and 20% higher over three years, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $150,100 here, or 2.2 times local income. The tenure split is 76% owner-occupied to 24% rented. About 12,825 people live here, median age 50. Roughly 8.3% live below the poverty line. Rent burden reaches 41% of tenant households. Households earn a median $64,894 — below the roughly $78,000 national figure. Vacancy runs 8.3%. There are about 6,394 housing units across 15857. On demographic stress specifically, 15857 scores 26/100. About 21% have a four-year degree.

Net-net, 15857 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.