Elk County, PA: Foreclosures, Tax Liens & Distressed Properties

Elk County, Pennsylvania sits inside DLRadar's nationwide distress index, built entirely from public records. Individual Elk County ZIPs score between 16 and 26 on the 0–100 composite. On bank and credit headwind, Elk County scores 42/100. There are 15 scored ZIPs in the county (mean composite 25/100).

Currently peak, Elk County saw prices rise 4.2% year over year, a 28/100-confidence read. On a market plateau, the average masks the outliers — the edge is parcel by parcel.

With Elk County flat at +4.2% YoY (28/100 confidence), selectivity rules and a county-wide sweep stays on the shelf. Mid-range bank stress at 42/100 implies both signal sets in play here.

Distress concentrates in ZIP 15821 (26/100), ZIP 15827 (26/100), ZIP 15831 (26/100), ZIP 15841 (26/100), ZIP 15845 (26/100), ZIP 15846 (26/100) — drill into any for the parcel-level read. Coverage extends to 15853, 15857, 15868, 15870, 16734, 15823, 15860, 16735, 15832 among others.

On the housing-and-income side, Elk County's tracked footprint come in at typical home values near $117,214, a median age of 50.5, a 6.9% poverty rate, incomes around $63,524, 79% of homes owner-occupied, 29.4% of units sitting vacant. Numbers like these frame who is forced to sell and how readily the market absorbs it.

With a low 25/100 reading over 15 ZIPs, the opportunity hides below the average — work it parcel by parcel. Unlock Elk County to see every parcel's owner, mailing address, APN, its own score, the lender behind it and an exit read.

No county is too small to score: Elk County, Pennsylvania runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Elk County's numbers mean exactly what they mean anywhere else in Pennsylvania.

In Elk County, Pennsylvania, the scores are a targeting tool first: they tell you which ZIPs hold the distress and which owners are most likely under real financial pressure, so limited acquisition effort lands where it converts. Provenance for Elk County is explicit: recorders and courts for filings, FHFA for prices, FDIC for lenders. No interpolation, no synthetic values.

The ZIP breakdown for Elk County leads with 15821 (26/100), 15827 (26/100), 15831 (26/100), 15841 (26/100), 15845 (26/100), 15846 (26/100). DLRadar also scores 15853, 15857, 15868, 15870, 16734, 15823, 15860, 16735 and more across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

The Elk County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.