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ZIP 15841 Foreclosure, Tax-Lien & Distress Report

Elk County, Pennsylvania · High Vacancy market

In Elk County, Pennsylvania, ZIP 15841 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. The sharpest non-environmental signals are construction/permit lag (68/100), structural risk (60/100), institutional ownership (52/100). By contrast, mortgage stress (24/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (75/100), FEMA disaster exposure (65/100). The split runs 60/100 structural to 7/100 active on the ground.

The peak-phase market in 15841 posted values that rose 4.2% over the year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $27,386, below the U.S. median near $78,000. Roughly 1.6% live below the poverty line, a low share typical of higher-equity areas. About 0% have a four-year degree. Home values center near $54,500, an affordability ratio of 1.8× — accessible. Around 0% of renters are cost-burdened. 188 residents call 15841 home, typically aged 56. Owners hold 84% of homes, renters 16%. The ZIP holds roughly 138 housing units. On demographic stress specifically, 15841 scores 19/100. Vacancy runs 19.5%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 15841 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 15841 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 15841 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 15841 can be compared directly against any other ZIP in Elk County, Pennsylvania or nationwide. Where the public record is thin for 15841, the field stays empty rather than modeled, and fills in as new documents post.

The 26/100 for 15841 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 15841 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

26/100
Composite stress
60/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 15841

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk48
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 15841 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Deterministic scoring, sourced entirely from public data · methodology

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