ZIP 15870 Property Distress & Foreclosure Data

ZIP code 15870 in Elk County, Pennsylvania carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (71/100), FEMA disaster exposure (69/100)). On the structural side it scores 54/100, with 7/100 of stress already active. What sets it apart are the readings on structural risk (54/100), institutional ownership (53/100), construction/permit lag (46/100). On the quiet end sit mortgage stress (23/100).

The expansion-phase market in 15870 posted values that rose 5.5% over the year (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 899 housing units. 93% of housing is owner-occupied. The poverty rate is 12.6%. Around 46% of renters are cost-burdened. The demographic-stress sub-score lands at 28/100. Around 20% of adults hold a bachelor's degree or higher. Population is roughly 1,239 with a median age of 50. The typical home is worth about $126,800 (1.8× income, relatively affordable). At $58,750, median income runs below typical U.S. levels. The vacancy rate is 44.5% — elevated.

On the whole, 15870 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.