ZIP 15870 Foreclosure, Tax-Lien & Distress Report
Elk County, Pennsylvania · High Vacancy market
In Elk County, Pennsylvania, ZIP 15870 scores 25 of 100 for composite distress, a low level on DLRadar's distress index. Environmental exposure also runs high (flood (NFIP) exposure (75/100)). On the structural side it scores 57/100, with 7/100 of stress already active. Its standout signals are construction/permit lag (66/100), structural risk (57/100), institutional ownership (47/100). On the quiet end sit mortgage stress (23/100).
The peak-phase market in 15870 posted values that rose 4.2% over the year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
There are about 899 housing units across 15870. Owners hold 93% of homes, renters 7%. Roughly 12.6% live below the poverty line. Rent burden reaches 46% of tenant households. On demographic stress specifically, 15870 scores 28/100. Around 20% of adults hold a bachelor's degree or higher. Population is roughly 1,239 with a median age of 50. Home values center near $126,800, an affordability ratio of 1.8× — accessible. Households earn a median $58,750 — below the roughly $78,000 national figure. Vacancy runs 44.5%, above the national norm and a classic distress-and-opportunity signal.
Net-net, 15870 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 15870 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 15870 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 15870 can be compared directly against any other ZIP in Elk County, Pennsylvania or nationwide. Where the record is thin for 15870, the field stays empty rather than modeled, and fills in as new documents post.
15870's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 15870 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 15870 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 15870 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 15870, drawn from the same report attached to each property.
Nearby ZIPs in Elk County
Nearest ZIP codes to 15870
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 15870
Other reports tied to Elk County, Pennsylvania — ZIP, county and statewide.
Open the complete 15870 acquisition file
The full 15870 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology