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ZIP 16749 Foreclosure, Tax-Lien & Distress Report

Mckean County, Pennsylvania · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 16749 in Mckean County, Pennsylvania comes in at 16, a low composite-distress reading. On the structural side it scores 36/100, with 2/100 of stress already active. Its heaviest discrete signals: construction/permit lag (74/100), structural risk (36/100), institutional ownership (11/100). On the quiet end sit institutional ownership (11/100) and mortgage stress (7/100).

The peak-phase market in 16749 posted values that rose 4.2% over the year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 2,211 housing units. Roughly 12.1% live below the poverty line. Median household income is $70,114, near the U.S. median near $78,000. Rent burden reaches 34% of tenant households. Vacancy runs 29.4%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 25/100. Around 21% of adults hold a bachelor's degree or higher. The tenure split is 83% owner-occupied to 17% rented. A median home runs $120,100 here, or 1.6 times local income. About 3,691 people live here, median age 51.

On the whole, 16749 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 16749 at the moment; the composite and its components are still built from verifiable public records.

Whether 16749 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 16749 can be compared directly against any other ZIP in Mckean County, Pennsylvania or nationwide. 16749 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 16/100 for 16749 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 16749 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

16/100
Composite stress
36/100
Structural risk
2/100
Distress activity

What is driving ZIP 16749’s distress

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk52
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 16749 by the numbers

The live 16749 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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