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ZIP 16744 Foreclosure, Tax-Lien & Distress Report

Mckean County, Pennsylvania · High Poverty market

ZIP code 16744 in Mckean County, Pennsylvania carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. The most distinctive pressure shows up in construction/permit lag (74/100), structural risk (36/100), institutional ownership (11/100). By contrast, structural risk (36/100) and institutional ownership (11/100) register low. Structural exposure scores 36 and live distress 0 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

183 residents call 16744 home, typically aged 44. Households earn a median $89,500 — above the roughly $78,000 national figure. Vacancy runs 0.0%. The ZIP holds roughly 108 housing units. A median home runs $120,000 here, or 1.3 times local income. Around 0% of renters are cost-burdened. Owners hold 74% of homes, renters 26%. Roughly 20.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 16744 scores 20/100. Educational attainment sits at 8% bachelor's-or-above.

Taken together, 16744 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 16744 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 16744 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 16744 stays directly comparable to neighboring ZIPs and the rest of Mckean County, Pennsylvania. Every figure is auditable to a public dataset and refreshed on ingest; 16744 shows blanks, not estimates, wherever the record is sparse.

The 16/100 figure for 16744 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 16744 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

16/100
Composite stress
36/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 16744

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk52
9 further dimensions of distress are measured for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 16744 distress snapshot

The live 16744 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Neighbouring ZIPs in Mckean County

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