ZIP 16745 Property Distress & Foreclosure Data

DLRadar grades ZIP 16745 (Mckean County, Pennsylvania) at a minimal 14/100 for overall property distress. The latent-versus-live split is 29/100 structural and 2/100 already moving. Property-level stress concentrates in construction/permit lag (47/100), structural risk (29/100), institutional ownership (11/100). By contrast, institutional ownership (11/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 5.5% year on year (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 685 people live here, median age 54. Roughly 3.2% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 16745 scores 18/100. The tenure split is 99% owner-occupied to 1% rented. About 19% have a four-year degree. Households earn a median $60,313 — below the roughly $78,000 national figure. The ZIP holds roughly 312 housing units. The vacancy rate is 11.5% — elevated. A median home runs $103,300 here, or 1.7 times local income.

Net-net, 16745 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

14/100
Composite stress
29/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 16745

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk52
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Mckean County

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