ZIP 16732 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 16732 (Mckean County, Pennsylvania) lands at 14/100 — minimal on DLRadar's public-record scoring. On the structural side it scores 29/100, with 2/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (47/100), structural risk (29/100), institutional ownership (11/100). institutional ownership (11/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

DLRadar's demographic-stress index for the area reads 28/100. 2.4% of residents fall below the poverty threshold. The ZIP holds roughly 121 housing units. Home values center near $52,300, an affordability ratio of 0.8× — accessible. Median household income is $67,461, below the U.S. median near $78,000. 253 residents call 16732 home, typically aged 59. Around 100% of renters are cost-burdened. The vacancy rate is 5.0%. Educational attainment sits at 11% bachelor's-or-above. Owners hold 92% of homes, renters 8%.

Overall, 16732 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.