ZIP 16740 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 16740 in Mckean County, Pennsylvania comes in at 16, a low composite-distress reading. Its standout signals are construction/permit lag (74/100), structural risk (36/100), institutional ownership (11/100). By contrast, institutional ownership (11/100) and mortgage stress (7/100) register low. Structural risk reads 36/100 against active distress of 2/100.

The peak-phase market in 16740 posted values that rose 4.2% over the year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 823 people live here, median age 44. Rent burden reaches 17% of tenant households. 89% of housing is owner-occupied. 11.4% of residents fall below the poverty threshold. A median home runs $75,300 here, or 1.6 times local income. Vacancy runs 34.5%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 568 housing units. About 13% have a four-year degree. Households earn a median $47,222 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 23/100.

Net-net, 16740 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 16740 at the moment; the composite and its components are still built from verifiable public records.

The 16740 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 16740 stays directly comparable to neighboring ZIPs and the rest of Mckean County, Pennsylvania. Where the public record is thin for 16740, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 16740 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. Treat 16740 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.