ZIP 16740 Property Distress & Foreclosure Data

DLRadar grades ZIP 16740 (Mckean County, Pennsylvania) at a minimal 14/100 for overall property distress. Property-level stress concentrates in construction/permit lag (47/100), structural risk (29/100), institutional ownership (11/100). On the quiet end sit institutional ownership (11/100) and mortgage stress (7/100). Structural risk reads 29/100 against active distress of 2/100.

The expansion-phase market in 16740 posted values that rose 5.5% over the year, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 823 with a median age of 44. Rent burden reaches 17% of tenant households. 89% of housing is owner-occupied. The poverty rate is 11.4%. The typical home is worth about $75,300 (1.6× income, relatively affordable). Vacancy runs 34.5%, above the national norm and a classic distress-and-opportunity signal. There are about 568 housing units across 16740. Around 13% of adults hold a bachelor's degree or higher. At $47,222, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 23/100.

On the whole, 16740 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.