ZIP 16725 Foreclosure, Tax-Lien & Distress Report

In Mckean County, Pennsylvania, ZIP 16725 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. On the structural side it scores 36/100, with 2/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (74/100), structural risk (36/100), institutional ownership (11/100). By contrast, institutional ownership (11/100) and mortgage stress (7/100) register low.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $88,393 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 19/100. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Around 0% of renters are cost-burdened. The ZIP holds roughly 88 housing units. 75% of housing is owner-occupied. The vacancy rate is 34.6% — elevated. Home values center near $111,900, an affordability ratio of 1.3× — accessible. Educational attainment sits at 19% bachelor's-or-above. About 140 people live here, median age 35.

On the whole, 16725 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 16725 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 16725 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 16725 can be compared directly against any other ZIP in Mckean County, Pennsylvania or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 16725 shows blanks, not estimates, wherever the record is sparse.

16725's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 16725 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.