ZIP 16731 Foreclosure, Tax-Lien & Distress Report

In Mckean County, Pennsylvania, ZIP 16731 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Its heaviest discrete signals: construction/permit lag (74/100), structural risk (36/100), institutional ownership (11/100). institutional ownership (11/100) and mortgage stress (7/100) stay muted. The split runs 36/100 structural to 2/100 active on the ground.

Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $107,500 here, or 1.7 times local income. The vacancy rate is 13.7% — elevated. There are about 1,330 housing units across 16731. About 18% have a four-year degree. On demographic stress specifically, 16731 scores 22/100. Roughly 10.1% live below the poverty line. 81% of housing is owner-occupied. Median household income is $59,986, below the U.S. median near $78,000. Population is roughly 2,397 with a median age of 51. Rent burden reaches 23% of tenant households.

Taken together, 16731 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 16731 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 16731's 16/100 can be lined up against any neighbor in Mckean County, Pennsylvania or any ZIP coast to coast. Where the public record is thin for 16731, the field stays empty rather than modeled, and fills in as new documents post.

16731's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 16731 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.