ZIP 16731 Property Distress & Foreclosure Data

DLRadar grades ZIP 16731 (Mckean County, Pennsylvania) at a minimal 14/100 for overall property distress. Property-level stress concentrates in construction/permit lag (47/100), structural risk (29/100), institutional ownership (11/100). On the quiet end sit institutional ownership (11/100) and mortgage stress (7/100). Structural exposure scores 29 and live distress 2 on the 0–100 scale.

The expansion-phase market in 16731 posted values that rose 5.5% over the year, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $107,500 (1.7× income, relatively affordable). Vacancy runs 13.7%, above the national norm and a classic distress-and-opportunity signal. There are about 1,330 housing units across 16731. Around 18% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 22/100. The poverty rate is 10.1%. 81% of housing is owner-occupied. At $59,986, median income runs below typical U.S. levels. Population is roughly 2,397 with a median age of 51. Rent burden reaches 23% of tenant households.

On the whole, 16731 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.