ZIP 16738 Property Distress & Foreclosure Data

Mckean County, Pennsylvania's ZIP 16738 registers 14/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 29/100 structural and 2/100 already moving. The most distinctive pressure shows up in construction/permit lag (47/100), structural risk (29/100), institutional ownership (11/100). institutional ownership (11/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 33.9% — elevated. 9.1% of residents fall below the poverty threshold. Median household income is $64,450, below the U.S. median near $78,000. Educational attainment sits at 8% bachelor's-or-above. Around 24% of renters are cost-burdened. The ZIP holds roughly 673 housing units. DLRadar's demographic-stress index for the area reads 25/100. Owners hold 86% of homes, renters 14%. 2,018 residents call 16738 home, typically aged 39. Home values center near $120,000, an affordability ratio of 1.8× — accessible.

Taken together, 16738 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.