ZIP 16738 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 16738 in Mckean County, Pennsylvania comes in at 16, a low composite-distress reading. The split runs 36/100 structural to 2/100 active on the ground. Its standout signals are construction/permit lag (74/100), structural risk (36/100), institutional ownership (11/100). On the quiet end sit institutional ownership (11/100) and mortgage stress (7/100).

The peak-phase market in 16738 posted values that rose 4.2% over the year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 33.9% — elevated. 9.1% of residents fall below the poverty threshold. At $64,450, median income runs below typical U.S. levels. Educational attainment sits at 8% bachelor's-or-above. Rent burden reaches 24% of tenant households. The ZIP holds roughly 673 housing units. DLRadar's demographic-stress index for the area reads 25/100. The tenure split is 86% owner-occupied to 14% rented. 2,018 residents call 16738 home, typically aged 39. The typical home is worth about $120,000 (1.8× income, relatively affordable).

On the whole, 16738 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 16738 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 16738 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 16738 stays directly comparable to neighboring ZIPs and the rest of Mckean County, Pennsylvania. Where the public record is thin for 16738, the field stays empty rather than modeled, and fills in as new documents post.

Behind 16738's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 16738 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.