ZIP 14760 Property Distress & Foreclosure Data

DLRadar grades ZIP 14760 (Cattaraugus County, New York) at a low 23/100 for overall property distress. Structural risk reads 53/100 against active distress of 3/100. Property-level stress concentrates in construction/permit lag (72/100), structural risk (53/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (9/100). Environmental exposure also runs high (climate & FEMA risk (79/100), flood (NFIP) exposure (60/100)).

The expansion-phase market in 14760 posted values that rose 6.3% over the year, and 35% higher over three years, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $94,600 (1.9× income, relatively affordable). 61% of housing is owner-occupied. Population is roughly 17,272 with a median age of 42. Vacancy runs 10.4%. The demographic-stress sub-score lands at 29/100. There are about 9,065 housing units across 14760. Rent burden reaches 42% of tenant households. Around 27% of adults hold a bachelor's degree or higher. The poverty rate is 21.1% — high, a tax-stress and distress correlate. At $52,569, median income runs below typical U.S. levels.

On the whole, 14760 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.