ZIP 14760 Foreclosure, Tax-Lien & Distress Report

ZIP code 14760 in Cattaraugus County, New York carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. The split runs 47/100 structural to 3/100 active on the ground. Its standout signals are structural risk (47/100), construction/permit lag (45/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (79/100).

The peak-phase market in 14760 posted values that rose 4.9% over the year, and 35% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $94,600 (1.9× income, relatively affordable). 61% of housing is owner-occupied. About 17,272 people live here, median age 42. Vacancy runs 10.4%. On demographic stress specifically, 14760 scores 29/100. The ZIP holds roughly 9,065 housing units. Rent burden reaches 42% of tenant households. Educational attainment sits at 27% bachelor's-or-above. Roughly 21.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. At $52,569, median income runs below typical U.S. levels.

On the whole, 14760 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 14760 at the moment; the composite and its components are still built from verifiable public records.

The 14760 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 14760 stays directly comparable to neighboring ZIPs and the rest of Cattaraugus County, New York. The score is rebuilt from public data as it updates, so 14760 reflects the current record instead of a stale or modeled snapshot.

The 21/100 for 14760 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 14760 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.