ZIP 15827 Foreclosure, Tax-Lien & Distress Report

ZIP code 15827 in Elk County, Pennsylvania carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Leading the profile are construction/permit lag (68/100), structural risk (60/100), institutional ownership (52/100). mortgage stress (24/100) stay muted. The latent-versus-live split is 60/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100), FEMA disaster exposure (65/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The demographic-stress sub-score lands at 17/100. Educational attainment sits at 20% bachelor's-or-above. 100% of housing is owner-occupied. The ZIP holds roughly 131 housing units. A median home runs $73,800 here, or 1.1 times local income. The vacancy rate is 19.3% — elevated. Median household income is $72,000, near the U.S. median near $78,000. The poverty rate is 1.7% — low. 345 residents call 15827 home, typically aged 49.

On the whole, 15827 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 15827 at the moment; the composite and its components are still built from verifiable public records.

The 15827 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 15827 stays directly comparable to neighboring ZIPs and the rest of Elk County, Pennsylvania. Where the public record is thin for 15827, the field stays empty rather than modeled, and fills in as new documents post.

15827's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 15827 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.