ZIP 15823 Foreclosure, Tax-Lien & Distress Report

ZIP 15823's composite property-distress score is 26/100 - DLRadar classes that as low for Elk County, Pennsylvania. The sharpest non-environmental signals are construction/permit lag (69/100), structural risk (60/100), institutional ownership (50/100). mortgage stress (21/100) stay muted. Structurally it carries 60/100, against 6/100 of stress already in motion. Environmental exposure also runs high (flood (NFIP) exposure (76/100), FEMA disaster exposure (62/100)).

Prices here sit in a peak phase: values rose 4.4% over the trailing year (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 15823 scores 24/100. The vacancy rate is 8.8%. Households earn a median $62,695 — below the roughly $78,000 national figure. Around 26% of renters are cost-burdened. 10.6% of residents fall below the poverty threshold. About 17% have a four-year degree. About 1,289 people live here, median age 52. Home values center near $146,100, an affordability ratio of 2.2× — accessible. Owners hold 85% of homes, renters 15%. The ZIP holds roughly 632 housing units.

Overall, 15823 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 15823 at the moment; the composite and its components are still built from verifiable records.

Whether 15823 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 15823 can be compared directly against any other ZIP in Elk County, Pennsylvania or nationwide. Sparse data for 15823 shows as blanks, never estimates, and the score updates on every fresh public filing.

15823's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 15823 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.