ZIP 15823 Property Distress & Foreclosure Data

Composite property distress in 15823 (Elk County, Pennsylvania) lands at 24/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (55/100), institutional ownership (48/100). mortgage stress (21/100) stay muted. On the structural side it scores 55/100, with 6/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (66/100), FEMA disaster exposure (62/100).

Prices here sit in a expansion phase: values rose 5.5% over the trailing year (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

DLRadar's demographic-stress index for the area reads 24/100. The vacancy rate is 8.8%. Median household income is $62,695, below the U.S. median near $78,000. Around 26% of renters are cost-burdened. 10.6% of residents fall below the poverty threshold. Educational attainment sits at 17% bachelor's-or-above. 1,289 residents call 15823 home, typically aged 52. Home values center near $146,100, an affordability ratio of 2.2× — accessible. Owners hold 85% of homes, renters 15%. The ZIP holds roughly 632 housing units.

Overall, 15823 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

24/100
Composite stress
55/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 15823

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk49
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Elk County

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