ZIP 15823 Foreclosure, Tax-Lien & Distress Report
Elk County, Pennsylvania · Affordable market
ZIP 15823's composite property-distress score is 25/100 - DLRadar classes that as low for Elk County, Pennsylvania. The sharpest non-environmental signals are construction/permit lag (74/100), structural risk (58/100), institutional ownership (45/100). mortgage stress (21/100) stay muted. Structurally it carries 58/100, against 6/100 of stress already in motion. Environmental exposure also runs high (flood (NFIP) exposure (66/100)).
Prices here sit in a peak phase: values rose 4.4% over the trailing year (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
On demographic stress specifically, 15823 scores 24/100. The vacancy rate is 8.8%. Households earn a median $62,695 — below the roughly $78,000 national figure. Around 26% of renters are cost-burdened. 10.6% of residents fall below the poverty threshold. About 17% have a four-year degree. About 1,289 people live here, median age 52. Home values center near $146,100, an affordability ratio of 2.2× — accessible. Owners hold 85% of homes, renters 15%. The ZIP holds roughly 632 housing units.
Overall, 15823 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 15823 at the moment; the composite and its components are still built from verifiable public records.
Whether 15823 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 15823 can be compared directly against any other ZIP in Elk County, Pennsylvania or nationwide. Sparse data for 15823 shows as blanks, never estimates, and the score updates on every fresh public filing.
15823's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 15823 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 15823
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 15823 distress snapshot
15823 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Other Elk County ZIP codes
Related reports across Elk County, Pennsylvania
Related ZIP, county and statewide reads linked to Elk County, Pennsylvania.
The complete 15823 distress and acquisition report
Every distressed parcel in 15823 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology