ZIP 15801 Foreclosure, Tax-Lien & Distress Report

ZIP 15801's composite property-distress score is 31/100 - DLRadar classes that as moderate for Clearfield County, Pennsylvania. It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100), climate & FEMA risk (65/100), FEMA disaster exposure (64/100). The latent-versus-live split is 70/100 structural and 7/100 already moving. Its standout signals are construction/permit lag (93/100), structural risk (70/100), institutional ownership (51/100). By contrast, mortgage stress (22/100) register low.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 25% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

74% of housing is owner-occupied. Vacancy runs 17.1%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 20,251 with a median age of 45. Around 40% of renters are cost-burdened. There are about 10,146 housing units across 15801. About 35% have a four-year degree. The poverty rate is 9.9%. On demographic stress specifically, 15801 scores 27/100. At $66,380, median income runs below typical U.S. levels. Home values center near $181,800, an affordability ratio of 2.6× — accessible.

On the whole, 15801 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 15801 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 15801 runs through one identical public-record model, so its 31/100 sits on the same scale as every other ZIP in Clearfield County, Pennsylvania and the nation. Where the public record is thin for 15801, the field stays empty rather than modeled, and fills in as new documents post.

15801's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 15801 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.