ZIP 15856 Property Distress & Foreclosure Data

Clearfield County, Pennsylvania's ZIP 15856 registers 31/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in construction/permit lag (80/100), structural risk (70/100), institutional ownership (56/100). mortgage stress (23/100) stay muted. On the structural side it scores 70/100, with 7/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (75/100), FEMA disaster exposure (73/100), climate & FEMA risk (66/100).

Prices here sit in a expansion phase: values rose 5.5% over the trailing year (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $61,667, below the U.S. median near $78,000. Around 17% of renters are cost-burdened. The ZIP holds roughly 483 housing units. The vacancy rate is 21.8% — elevated. 8.7% of residents fall below the poverty threshold. Owners hold 90% of homes, renters 10%. Educational attainment sits at 21% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 24/100. 883 residents call 15856 home, typically aged 51. Home values center near $162,200, an affordability ratio of 2.6× — accessible.

Taken together, 15856 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.