ZIP 15856 Foreclosure, Tax-Lien & Distress Report
Clearfield County, Pennsylvania · High Vacancy market
Scored purely from public records, 15856 (Clearfield County, Pennsylvania) returns a moderate composite of 31/100. The sharpest non-environmental signals are construction/permit lag (93/100), structural risk (71/100), institutional ownership (52/100). mortgage stress (23/100) stay muted. Structurally it carries 71/100, against 7/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100), climate & FEMA risk (66/100), FEMA disaster exposure (65/100).
The market reads peak — home values rose 4.2% year on year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $61,667 — below the roughly $78,000 national figure. Rent burden reaches 17% of tenant households. There are about 483 housing units across 15856. The vacancy rate is 21.8% — elevated. Roughly 8.7% live below the poverty line. Owners hold 90% of homes, renters 10%. About 21% have a four-year degree. On demographic stress specifically, 15856 scores 24/100. About 883 people live here, median age 51. The typical home is worth about $162,200 (2.6× income, relatively affordable).
On the whole, 15856 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 15856 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 15856 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 31/100 for 15856 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 15856 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 15856’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
15856 at a glance
A live read on 15856: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Get the full acquisition report for 15856
Open 15856 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology