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ZIP 15848 Foreclosure, Tax-Lien & Distress Report

Clearfield County, Pennsylvania · High Vacancy market

DLRadar grades ZIP 15848 (Clearfield County, Pennsylvania) at a moderate 31/100 for overall property distress. Structurally it carries 71/100, against 7/100 of stress already in motion. Environmental exposure also runs high (flood (NFIP) exposure (74/100), climate & FEMA risk (66/100), FEMA disaster exposure (65/100)). The sharpest non-environmental signals are construction/permit lag (93/100), structural risk (71/100), institutional ownership (52/100). On the quiet end sit mortgage stress (23/100).

The market reads peak — home values rose 4.2% year on year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 1,081 people live here, median age 41. The tenure split is 86% owner-occupied to 14% rented. Around 19% of renters are cost-burdened. Around 13% of adults hold a bachelor's degree or higher. The ZIP holds roughly 453 housing units. DLRadar's demographic-stress index for the area reads 23/100. The typical home is worth about $138,100 (2.1× income, relatively affordable). At $62,917, median income runs below typical U.S. levels. The vacancy rate is 15.8% — elevated. Roughly 4.6% live below the poverty line, a low share typical of higher-equity areas.

Taken together, 15848 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 15848 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 15848's 31/100 can be lined up against any neighbor in Clearfield County, Pennsylvania or any ZIP coast to coast. Sparse data for 15848 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 31/100 figure for 15848 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 15848 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

31/100
Composite stress
71/100
Structural risk
7/100
Distress activity

ZIP 15848 distress signals, scored

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk66
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

15848 at a glance

15848 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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