ZIP 15849 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 15849 (Clearfield County, Pennsylvania) at a moderate 31/100 for overall property distress. Property-level stress concentrates in construction/permit lag (93/100), structural risk (71/100), institutional ownership (52/100). On the quiet end sit mortgage stress (23/100). Structural exposure scores 71 and live distress 7 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (74/100), climate & FEMA risk (66/100), FEMA disaster exposure (65/100)).

The peak-phase market in 15849 posted values that rose 4.2% over the year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 9% have a four-year degree. DLRadar's demographic-stress index for the area reads 31/100. Median household income is $59,412, below the U.S. median near $78,000. Around 45% of renters are cost-burdened. 79% of housing is owner-occupied. Home values center near $108,200, an affordability ratio of 1.8× — accessible. Roughly 14.6% live below the poverty line. Vacancy runs 41.6%, above the national norm and a classic distress-and-opportunity signal. 1,285 residents call 15849 home, typically aged 50. There are about 889 housing units across 15849.

Taken together, 15849 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 15849 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 15849's 31/100 can be lined up against any neighbor in Clearfield County, Pennsylvania or any ZIP coast to coast. 15849 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 31/100 for 15849 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 15849 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.