ZIP 15849 Foreclosure, Tax-Lien & Distress Report
Clearfield County, Pennsylvania · High Vacancy market
DLRadar grades ZIP 15849 (Clearfield County, Pennsylvania) at a moderate 30/100 for overall property distress. Property-level stress concentrates in construction/permit lag (85/100), structural risk (68/100), institutional ownership (49/100). On the quiet end sit mortgage stress (23/100). Structural exposure scores 68 and live distress 7 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (75/100), climate & FEMA risk (66/100), FEMA disaster exposure (60/100)).
The peak-phase market in 15849 posted values that rose 4.2% over the year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 9% have a four-year degree. DLRadar's demographic-stress index for the area reads 31/100. Median household income is $59,412, below the U.S. median near $78,000. Around 45% of renters are cost-burdened. 79% of housing is owner-occupied. Home values center near $108,200, an affordability ratio of 1.8× — accessible. Roughly 14.6% live below the poverty line. Vacancy runs 41.6%, above the national norm and a classic distress-and-opportunity signal. 1,285 residents call 15849 home, typically aged 50. There are about 889 housing units across 15849.
Taken together, 15849 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 15849 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 15849's 30/100 can be lined up against any neighbor in Clearfield County, Pennsylvania or any ZIP coast to coast. 15849 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 30/100 for 15849 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 15849 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 15849
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 15849 Stress Report snapshot
15849 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
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More distress data near 15849
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Built from public records, scored the same way everywhere · methodology