ZIP 15849 Property Distress & Foreclosure Data

In Clearfield County, Pennsylvania, ZIP 15849 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are construction/permit lag (80/100), structural risk (70/100), institutional ownership (56/100). On the quiet end sit mortgage stress (23/100). On the structural side it scores 70/100, with 7/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (75/100), FEMA disaster exposure (73/100), climate & FEMA risk (66/100)).

The expansion-phase market in 15849 posted values that rose 5.5% over the year (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 9% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 31/100. At $59,412, median income runs below typical U.S. levels. Around 45% of renters are cost-burdened. 79% of housing is owner-occupied. The typical home is worth about $108,200 (1.8× income, relatively affordable). The poverty rate is 14.6%. The vacancy rate is 41.6% — elevated. Population is roughly 1,285 with a median age of 50. The ZIP holds roughly 889 housing units.

On the whole, 15849 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.