ZIP 16830 Foreclosure, Tax-Lien & Distress Report

In Clearfield County, Pennsylvania, ZIP 16830 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. The split runs 71/100 structural to 7/100 active on the ground. Environmental exposure also runs high (flood (NFIP) exposure (74/100), climate & FEMA risk (66/100), FEMA disaster exposure (65/100)). The most distinctive pressure shows up in construction/permit lag (93/100), structural risk (71/100), institutional ownership (52/100). mortgage stress (23/100) stay muted.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 40% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

64% of housing is owner-occupied. Roughly 16.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $130,300 here, or 2.1 times local income. The ZIP holds roughly 6,915 housing units. The vacancy rate is 12.8% — elevated. The demographic-stress sub-score lands at 28/100. 13,698 residents call 16830 home, typically aged 43. Median household income is $56,822, below the U.S. median near $78,000. Rent burden reaches 32% of tenant households. Educational attainment sits at 19% bachelor's-or-above.

Net-net, 16830 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 16830 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 16830's 31/100 can be lined up against any neighbor in Clearfield County, Pennsylvania or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 16830 reflects the current record instead of a stale or modeled snapshot.

16830's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 16830 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.