ZIP 16839 Foreclosure, Tax-Lien & Distress Report

ZIP code 16839 in Clearfield County, Pennsylvania carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100), climate & FEMA risk (66/100), FEMA disaster exposure (65/100). On the structural side it scores 71/100, with 7/100 of stress already active. Its heaviest discrete signals: construction/permit lag (93/100), structural risk (71/100), institutional ownership (52/100). By contrast, mortgage stress (23/100) register low.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 3.2% live below the poverty line, a low share typical of higher-equity areas. Around 0% of renters are cost-burdened. The ZIP holds roughly 163 housing units. The demographic-stress sub-score lands at 15/100. The typical home is worth about $161,200 (1.8× income, relatively affordable). Population is roughly 437 with a median age of 41. Around 27% of adults hold a bachelor's degree or higher. The vacancy rate is 2.4%. Median household income is $80,069, near the U.S. median near $78,000. The tenure split is 97% owner-occupied to 3% rented.

On balance 16839 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 16839 runs through one identical public-record model, so its 31/100 sits on the same scale as every other ZIP in Clearfield County, Pennsylvania and the nation. Nothing here is interpolated — where a source is thin for 16839, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

16839's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 16839 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.