ZIP 16839 Foreclosure, Tax-Lien & Distress Report
Clearfield County, Pennsylvania · Affordable market
ZIP code 16839 in Clearfield County, Pennsylvania carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100), FEMA disaster exposure (73/100), climate & FEMA risk (66/100). On the structural side it scores 71/100, with 7/100 of stress already active. Its heaviest discrete signals: construction/permit lag (85/100), structural risk (71/100), institutional ownership (55/100). By contrast, mortgage stress (23/100) register low.
Prices here sit in a peak phase: values rose 4.2% over the trailing year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Roughly 3.2% live below the poverty line, a low share typical of higher-equity areas. Around 0% of renters are cost-burdened. The ZIP holds roughly 163 housing units. The demographic-stress sub-score lands at 15/100. The typical home is worth about $161,200 (1.8× income, relatively affordable). Population is roughly 437 with a median age of 41. Around 27% of adults hold a bachelor's degree or higher. The vacancy rate is 2.4%. Median household income is $80,069, near the U.S. median near $78,000. The tenure split is 97% owner-occupied to 3% rented.
On balance 16839 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 16839 runs through one identical scoring model, so its 31/100 sits on the same scale as every other ZIP in Clearfield County, Pennsylvania and the nation. Nothing here is interpolated — where a source is thin for 16839, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
16839's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 16839 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 16839 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 16839 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 16839, the same set carried on every parcel.
Neighbouring ZIPs in Clearfield County
Nearest ZIP codes to 16839
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 16839
Other reports tied to Clearfield County, Pennsylvania — ZIP, county and statewide.
Get the full acquisition report for 16839
Open 16839 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology