ZIP 16839 Property Distress & Foreclosure Data

In Clearfield County, Pennsylvania, ZIP 16839 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (75/100), FEMA disaster exposure (73/100), climate & FEMA risk (66/100)). On the structural side it scores 70/100, with 7/100 of stress already active. Its standout signals are construction/permit lag (80/100), structural risk (70/100), institutional ownership (56/100). On the quiet end sit mortgage stress (23/100).

The expansion-phase market in 16839 posted values that rose 5.5% over the year (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The poverty rate is 3.2% — low. Around 0% of renters are cost-burdened. The ZIP holds roughly 163 housing units. The demographic-stress sub-score lands at 15/100. The typical home is worth about $161,200 (1.8× income, relatively affordable). Population is roughly 437 with a median age of 41. Around 27% of adults hold a bachelor's degree or higher. The vacancy rate is 2.4%. At $80,069, median income runs near typical U.S. levels. 97% of housing is owner-occupied.

On balance 16839 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.