ZIP 16843 Foreclosure, Tax-Lien & Distress Report

ZIP code 16843 in Clearfield County, Pennsylvania carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic distress index. On the structural side it scores 71/100, with 7/100 of stress already active. The pressure is most legible in construction/permit lag (85/100), structural risk (71/100), institutional ownership (55/100). On the quiet end sit mortgage stress (23/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100), FEMA disaster exposure (73/100), climate & FEMA risk (66/100).

The peak-phase market in 16843 posted values that rose 4.2% over the year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $50,300. Median household income is $48,221, below the U.S. median near $78,000. About 179 people live here, median age 56. The tenure split is 71% owner-occupied to 29% rented. On demographic stress specifically, 16843 scores 53/100. Vacancy runs 50.0%, above the national norm and a classic distress-and-opportunity signal. There are about 132 housing units across 16843. 26.2% of residents fall below the poverty threshold. Educational attainment sits at 5% bachelor's-or-above. Around 0% of renters are cost-burdened.

Net-net, 16843 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 16843 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 16843 read uses the identical scoring model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 16843 stays directly comparable to neighboring ZIPs and the rest of Clearfield County, Pennsylvania. Sparse data for 16843 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 31/100 figure for 16843 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 16843 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.