ZIP 16858 Property Distress & Foreclosure Data

DLRadar grades ZIP 16858 (Clearfield County, Pennsylvania) at a moderate 31/100 for overall property distress. Structural risk reads 70/100 against active distress of 7/100. Climate and flood risk are elevated too — flood (NFIP) exposure (75/100), FEMA disaster exposure (73/100), climate & FEMA risk (66/100). Property-level stress concentrates in construction/permit lag (80/100), structural risk (70/100), institutional ownership (56/100). mortgage stress (23/100) stay muted.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, at 32/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 12.0%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 30% of tenant households. 3,953 residents call 16858 home, typically aged 51. 10.3% of residents fall below the poverty threshold. Home values center near $158,600, an affordability ratio of 2.9× — accessible. There are about 1,998 housing units across 16858. Owners hold 86% of homes, renters 14%. Educational attainment sits at 17% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 26/100. Median household income is $57,292, below the U.S. median near $78,000.

Taken together, 16858 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

31/100
Composite stress
70/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 16858

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk66
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Clearfield County

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