ZIP 16666 Foreclosure, Tax-Lien & Distress Report

In Clearfield County, Pennsylvania, ZIP 16666 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (73/100), climate & FEMA risk (66/100). Structurally it carries 63/100, against 6/100 of stress already in motion. Its heaviest discrete signals: construction/permit lag (66/100), structural risk (63/100), institutional ownership (48/100). By contrast, mortgage stress (21/100) register low.

Prices here sit in a peak phase: values rose 4.1% over the trailing year (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Educational attainment sits at 17% bachelor's-or-above. There are about 1,514 housing units across 16666. About 2,774 people live here, median age 50. Home values center near $118,600, an affordability ratio of 2.0× — accessible. Rent burden reaches 32% of tenant households. Owners hold 93% of homes, renters 7%. Households earn a median $55,938 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 25/100. 20.2% of residents fall below the poverty threshold. The vacancy rate is 7.2%.

Taken together, 16666 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 16666's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 16666 shows blanks, not estimates, wherever the record is sparse.

Each component behind 16666 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. Treat 16666 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.