ZIP 16860 Property Distress & Foreclosure Data
ZIP code 16860 in Clearfield County, Pennsylvania carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (76/100), structural risk (64/100), institutional ownership (46/100). On the quiet end sit mortgage stress (19/100). On the structural side it scores 64/100, with 6/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (72/100), climate & FEMA risk (66/100)).
The peak-phase market in 16860 posted values that rose 4.7% over the year (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Population is roughly 393 with a median age of 53. The typical home is worth about $98,500. Around 5% of adults hold a bachelor's degree or higher. The vacancy rate is 11.0%. At $73,225, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 20/100. 100% of housing is owner-occupied. The ZIP holds roughly 302 housing units. The poverty rate is 3.3% — low.
On balance 16860 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 16860
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Clearfield County
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Deterministic. Every signal traces to a public dataset · methodology