ZIP 16866 Property Distress & Foreclosure Data

In Centre County, Pennsylvania, ZIP 16866 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (73/100), structural risk (52/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (9/100). The latent-versus-live split is 52/100 structural and 3/100 already moving. Environmental exposure also runs high (climate & FEMA risk (68/100), flood (NFIP) exposure (62/100)).

The peak-phase market in 16866 posted values that rose 2.4% over the year, 1.1% off the recent peak, and 18% higher over three years (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $48,580, median income runs below typical U.S. levels. The vacancy rate is 10.7%. Around 37% of renters are cost-burdened. Around 17% of adults hold a bachelor's degree or higher. The poverty rate is 17.0% — high, a tax-stress and distress correlate. The typical home is worth about $150,300 (2.8× income, relatively affordable). The ZIP holds roughly 4,135 housing units. The demographic-stress sub-score lands at 30/100. 67% of housing is owner-occupied. Population is roughly 8,924 with a median age of 45.

On balance 16866 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.