ZIP 16870 Foreclosure, Tax-Lien & Distress Report
Centre County, Pennsylvania · Distress market
ZIP 16870's composite property-distress score is 15/100 - DLRadar classes that as low for Centre County, Pennsylvania. It additionally carries heavy environmental risk: climate & FEMA risk (68/100), flood (NFIP) exposure (60/100). Property-level stress concentrates in structural risk (32/100), institutional ownership (14/100), mortgage stress (7/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (7/100). On the structural side it scores 32/100, with 2/100 of stress already active.
Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 16% higher over three years (phase confidence 17/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
7,386 residents call 16870 home, typically aged 42. The typical home is worth about $411,100 (3.3× income, relatively affordable). 3.3% of residents fall below the poverty threshold. Vacancy runs 6.0%. The tenure split is 89% owner-occupied to 11% rented. Around 57% of adults hold a bachelor's degree or higher. The ZIP holds roughly 2,931 housing units. Around 22% of renters are cost-burdened. The demographic-stress sub-score lands at 21/100. Median household income is $118,243, above the U.S. median near $78,000.
On balance, 16870 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 16870 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 16870's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 16870 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 15/100 for 16870 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 16870 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 16870 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 16870 by the numbers
A live read on 16870: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Centre County
Keep exploring Pennsylvania distress
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Open the complete 16870 acquisition file
See who owns each distressed property in 16870, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology