ZIP 16870 Property Distress & Foreclosure Data

In Centre County, Pennsylvania, ZIP 16870 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (68/100), flood (NFIP) exposure (61/100). Its standout signals are construction/permit lag (72/100), structural risk (50/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (7/100) stay muted. Structural exposure scores 50 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.1% over the trailing year, 1.2% off the recent peak, and 16% higher over three years, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

7,386 residents call 16870 home, typically aged 42. Home values center near $411,100, an affordability ratio of 3.3× — accessible. 3.3% of residents fall below the poverty threshold. Vacancy runs 6.0%. Owners hold 89% of homes, renters 11%. Educational attainment sits at 57% bachelor's-or-above. There are about 2,931 housing units across 16870. Rent burden reaches 22% of tenant households. DLRadar's demographic-stress index for the area reads 21/100. Median household income is $118,243, above the U.S. median near $78,000.

On balance, 16870 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.