ZIP 16801 Property Distress & Foreclosure Data

ZIP code 16801 in Centre County, Pennsylvania carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 50 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (68/100), flood (NFIP) exposure (61/100). What sets it apart are the readings on construction/permit lag (72/100), structural risk (50/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 2.1% over the trailing year, 1.2% off the recent peak, and 15% higher over three years, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $414,600, an affordability ratio of 6.4×. Educational attainment sits at 67% bachelor's-or-above. Vacancy runs 10.8%. There are about 19,271 housing units across 16801. 42,153 residents call 16801 home, typically aged 27. 28.1% of residents fall below the poverty threshold. Owners hold 44% of homes, renters 56%. Rent burden reaches 54% of tenant households. DLRadar's demographic-stress index for the area reads 43/100. Median household income is $62,821, below the U.S. median near $78,000.

Taken together, 16801 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.