ZIP 16820 Foreclosure, Tax-Lien & Distress Report
Centre County, Pennsylvania · Distress market
DLRadar grades ZIP 16820 (Centre County, Pennsylvania) at a low 15/100 for overall property distress. Property-level stress concentrates in structural risk (32/100), institutional ownership (14/100), mortgage stress (7/100). institutional ownership (14/100) and mortgage stress (7/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (68/100), flood (NFIP) exposure (60/100)). Structural exposure scores 32 and live distress 2 on the 0–100 scale.
The market reads peak — home values rose 3.1% year on year, at 17/100 phase confidence. Topping markets hide individual distress behind strong averages.
At $81,369, median income runs near typical U.S. levels. 1,657 residents call 16820 home, typically aged 19. The poverty rate is 12.9%. Educational attainment sits at 16% bachelor's-or-above. Rent burden reaches 29% of tenant households. On demographic stress specifically, 16820 scores 30/100. A median home runs $263,600 here, or 3.2 times local income. There are about 509 housing units across 16820. Vacancy runs 11.5%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 86% owner-occupied to 14% rented.
Overall 16820 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 16820 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 16820 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 16820 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 15/100 figure for 16820 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 16820 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 16820’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 16820 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 16820, the same set carried on every parcel.
Nearby ZIPs in Centre County
Nearest ZIP codes to 16820
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Pennsylvania distress
Related ZIP, county and statewide reads linked to Centre County, Pennsylvania.
See every distressed parcel in 16820
See who owns each distressed property in 16820, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology