Centre County, PA: Foreclosures, Tax Liens & Distressed Properties
Centre County, PA, Pennsylvania: 35 ZIP codes scored, Centre County, PA averaging 16/100 (low, Centre, PA), from 14 to 27. Centre County, PA is in its peak phase (Centre, PA confidence 17/100): Centre, PA home prices up 3.1% (Centre, PA) over twelve months. Centre County, PA lender headwind: 34/100.
Highest-scoring Centre County, PA ZIPs: 16666 (27/100), 16860 (24/100), 16686 (20/100), 16822 (18/100), 16845 (18/100), 16677 (15/100). Also scored in Centre County, PA: 16801, 16802, 16803, 16820, 16823, 16826, 16827, 16828, 16829, 16832.
Across Centre County, PA's scored ZIPs: median home value $242,997, household income $72,034, 14.4% vacancy, 10.8% poverty, 77% owner-occupied, median age 45.1.
Centre County, PA insurance distress 20/100 (#2,303 in the US); FEMA hazard 0/100 for Centre, PA; 4 Centre, PA NFIP flood claims, $8K paid; Centre, PA construction distress 1/100.
16 banks with 43 branches lend in Centre County, PA; Centre, PA weighted bank stress 61/100, highest 77/100 in Centre, PA.
Centre County, PA unemployment 3.0% (Centre, PA -0.2 pts, six months); 489 new housing units permitted in Centre County, PA over twelve months, Centre, PA up 55% from 316; Centre, PA home prices +7.7% a year (Centre, PA) over three years.
66,475 housing units in Centre County, PA; 22,566 Centre, PA renter households; 52% of Centre, PA renters spend 30%+ of income on rent, 33% (Centre, PA) half or more.
Centre County, PA ranks #3,174 nationally on the opportunity index (Centre, PA, among all ranked counties); Centre, PA scores 20.8/100 and Centre, PA sits #67 inside Pennsylvania. Centre, PA is in the weak opportunity phase; Centre, PA's primary driver is bank institutional, Centre, PA second driver vacancy; Centre, PA moved down 35 places. 8 short-sale listings across Centre, PA; 69 days on market observed in Centre, PA; 9.3% vacancy over 35 Centre, PA ZIPs.
No CFPB county sample covers Centre County, PA. The non-metro area reading for Centre, PA: 1.6% ninety-plus days late; Centre, PA's thirty-to-eighty-nine share is 2.1% (Centre, PA, December 2025 data); Pennsylvania overall 1.0%.
Centre County, PA has 10 watched banks; 10 Centre, PA banks sit in an elevated band. Centre, PA footprints: First Nb Of Pennsylvania (9 branches, stress 55) in Centre, PA; Kish Bank (4 branches, stress 73) in Centre, PA; Northwest Bank (4 branches, stress 58) in Centre, PA.
HUD lists 3 assisted multifamily properties in Centre County, PA with 198 units; 197 Centre, PA units are assisted, 2 Centre, PA properties under project-based Section 8.
7,462 of the 66,475 housing units in Centre, PA sit vacant. Centre County, PA permitted 241 multifamily units in twelve months; Centre, PA's one-to-four unit structures added 248 units in Centre County, PA.
Most distressed ZIP codes in Centre County
The rest of the stack behind this page
The value is in the overlap - where cycle, credit and ZIP-level distress all point the same way.
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