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Centre County, PA: Foreclosures, Tax Liens & Distressed Properties

Centre County, PA, Pennsylvania: 35 ZIP codes scored, Centre County, PA averaging 16/100 (low, Centre, PA), from 14 to 27. Centre County, PA is in its peak phase (Centre, PA confidence 17/100): Centre, PA home prices up 3.1% (Centre, PA) over twelve months. Centre County, PA lender headwind: 34/100.

Highest-scoring Centre County, PA ZIPs: 16666 (27/100), 16860 (24/100), 16686 (20/100), 16822 (18/100), 16845 (18/100), 16677 (15/100). Also scored in Centre County, PA: 16801, 16802, 16803, 16820, 16823, 16826, 16827, 16828, 16829, 16832.

Across Centre County, PA's scored ZIPs: median home value $242,997, household income $72,034, 14.4% vacancy, 10.8% poverty, 77% owner-occupied, median age 45.1.

Centre County, PA insurance distress 20/100 (#2,303 in the US); FEMA hazard 0/100 for Centre, PA; 4 Centre, PA NFIP flood claims, $8K paid; Centre, PA construction distress 1/100.

16 banks with 43 branches lend in Centre County, PA; Centre, PA weighted bank stress 61/100, highest 77/100 in Centre, PA.

Centre County, PA unemployment 3.0% (Centre, PA -0.2 pts, six months); 489 new housing units permitted in Centre County, PA over twelve months, Centre, PA up 55% from 316; Centre, PA home prices +7.7% a year (Centre, PA) over three years.

66,475 housing units in Centre County, PA; 22,566 Centre, PA renter households; 52% of Centre, PA renters spend 30%+ of income on rent, 33% (Centre, PA) half or more.

Centre County, PA ranks #3,174 nationally on the opportunity index (Centre, PA, among all ranked counties); Centre, PA scores 20.8/100 and Centre, PA sits #67 inside Pennsylvania. Centre, PA is in the weak opportunity phase; Centre, PA's primary driver is bank institutional, Centre, PA second driver vacancy; Centre, PA moved down 35 places. 8 short-sale listings across Centre, PA; 69 days on market observed in Centre, PA; 9.3% vacancy over 35 Centre, PA ZIPs.

No CFPB county sample covers Centre County, PA. The non-metro area reading for Centre, PA: 1.6% ninety-plus days late; Centre, PA's thirty-to-eighty-nine share is 2.1% (Centre, PA, December 2025 data); Pennsylvania overall 1.0%.

Centre County, PA has 10 watched banks; 10 Centre, PA banks sit in an elevated band. Centre, PA footprints: First Nb Of Pennsylvania (9 branches, stress 55) in Centre, PA; Kish Bank (4 branches, stress 73) in Centre, PA; Northwest Bank (4 branches, stress 58) in Centre, PA.

HUD lists 3 assisted multifamily properties in Centre County, PA with 198 units; 197 Centre, PA units are assisted, 2 Centre, PA properties under project-based Section 8.

7,462 of the 66,475 housing units in Centre, PA sit vacant. Centre County, PA permitted 241 multifamily units in twelve months; Centre, PA's one-to-four unit structures added 248 units in Centre County, PA.

Peak
Market phase
3.1%
Centre, PA HPI YoY
0%
Drawdown
17
Centre confidence

Most distressed ZIP codes in Centre County

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