ZIP 16845 Property Distress & Foreclosure Data

Composite property distress in 16845 (Centre County, Pennsylvania) lands at 25/100 — low on DLRadar's public-record scoring. Structural exposure scores 57 and live distress 4 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (73/100), structural risk (57/100), institutional ownership (29/100). On the quiet end sit institutional ownership (29/100) and mortgage stress (13/100). Environmental exposure also runs high (climate & FEMA risk (67/100), flood (NFIP) exposure (66/100)).

The peak-phase market in 16845 posted values that rose 3.3% over the year, at 30/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 955 with a median age of 42. 93% of housing is owner-occupied. The typical home is worth about $161,300 (2.1× income, relatively affordable). Vacancy runs 26.9%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 9.4%. Around 7% of adults hold a bachelor's degree or higher. At $66,875, median income runs below typical U.S. levels. Rent burden reaches 56% of tenant households. There are about 389 housing units across 16845. The demographic-stress sub-score lands at 30/100.

On the whole, 16845 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.