ZIP 16826 Property Distress & Foreclosure Data

DLRadar grades ZIP 16826 (Centre County, Pennsylvania) at a low 22/100 for overall property distress. Property-level stress concentrates in construction/permit lag (72/100), structural risk (50/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (7/100) register low. The latent-versus-live split is 50/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (68/100), flood (NFIP) exposure (61/100).

The market reads peak — home values rose 2.1% year on year, 1.2% off the recent peak (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Households earn a median $59,871 — below the roughly $78,000 national figure. The vacancy rate is 13.8% — elevated. On demographic stress specifically, 16826 scores 24/100. About 457 people live here, median age 49. Around 8% of renters are cost-burdened. About 17% have a four-year degree. Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 77% owner-occupied to 23% rented. The ZIP holds roughly 219 housing units. A median home runs $166,300 here, or 3.1 times local income.

Net-net, 16826 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.