ZIP 16844 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 16844 (Centre County, Pennsylvania) returns a low composite of 15/100. It additionally carries heavy environmental risk: climate & FEMA risk (68/100), flood (NFIP) exposure (60/100). Structural exposure scores 32 and live distress 2 on the 0–100 scale. Its standout signals are structural risk (32/100), institutional ownership (14/100), mortgage stress (7/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (7/100).

The market reads peak — home values rose 3.1% year on year, and 25% higher over three years, at 17/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $228,300 here, or 2.8 times local income. The poverty rate is 9.4%. The vacancy rate is 10.5%. Rent burden reaches 57% of tenant households. There are about 1,109 housing units across 16844. About 22% have a four-year degree. The demographic-stress sub-score lands at 29/100. Population is roughly 2,521 with a median age of 47. Median household income is $78,824, near the U.S. median near $78,000. The tenure split is 93% owner-occupied to 7% rented.

On balance, 16844 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 16844 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 16844's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 16844 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

16844's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 16844 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.