ZIP 16844 Property Distress & Foreclosure Data

DLRadar grades ZIP 16844 (Centre County, Pennsylvania) at a low 22/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (68/100), flood (NFIP) exposure (61/100). The latent-versus-live split is 50/100 structural and 2/100 already moving. Property-level stress concentrates in construction/permit lag (72/100), structural risk (50/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 2.1% year on year, 1.2% off the recent peak, and 25% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

A median home runs $228,300 here, or 2.8 times local income. Roughly 9.4% live below the poverty line. The vacancy rate is 10.5%. Around 57% of renters are cost-burdened. The ZIP holds roughly 1,109 housing units. About 22% have a four-year degree. On demographic stress specifically, 16844 scores 29/100. About 2,521 people live here, median age 47. Households earn a median $78,824 — near the roughly $78,000 national figure. The tenure split is 93% owner-occupied to 7% rented.

Overall 16844 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.