ZIP 16854 Property Distress & Foreclosure Data

Composite property distress in 16854 (Centre County, Pennsylvania) lands at 22/100 — low on DLRadar's public-record scoring. Structural risk reads 50/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (68/100), flood (NFIP) exposure (61/100)). The sharpest non-environmental signals are construction/permit lag (72/100), structural risk (50/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (7/100).

The peak-phase market in 16854 posted values that rose 2.1% over the year, 1.2% off the recent peak, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 370 housing units across 16854. 83% of housing is owner-occupied. At $66,667, median income runs below typical U.S. levels. Vacancy runs 10.3%. The typical home is worth about $244,200 (3.3× income, relatively affordable). Around 28% of adults hold a bachelor's degree or higher. Rent burden reaches 22% of tenant households. The demographic-stress sub-score lands at 24/100. Population is roughly 781 with a median age of 43. The poverty rate is 2.7% — low.

On balance 16854 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.