ZIP 16872 Foreclosure, Tax-Lien & Distress Report

ZIP code 16872 in Centre County, Pennsylvania carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (68/100), flood (NFIP) exposure (60/100)). Leading the profile are structural risk (32/100), institutional ownership (14/100), mortgage stress (7/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (7/100). The latent-versus-live split is 32/100 structural and 2/100 already moving.

The market reads peak — home values rose 3.1% year on year, at 17/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 21.3%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $68,583 — below the roughly $78,000 national figure. About 1,446 people live here, median age 33. Roughly 7.5% live below the poverty line. Owners hold 76% of homes, renters 24%. On demographic stress specifically, 16872 scores 32/100. There are about 529 housing units across 16872. About 5% have a four-year degree. A median home runs $199,200 here, or 2.9 times local income. Around 40% of renters are cost-burdened.

On the whole, 16872 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 16872 runs through one identical public-record model, so its 15/100 sits on the same scale as every other ZIP in Centre County, Pennsylvania and the nation. The score is rebuilt from public data as it updates, so 16872 reflects the current record instead of a stale or modeled snapshot.

The 15/100 figure for 16872 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 16872 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.