ZIP 16803 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 16803 in Centre County, Pennsylvania comes in at 15, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (68/100), flood (NFIP) exposure (60/100). Property-level stress concentrates in structural risk (32/100), institutional ownership (14/100), mortgage stress (7/100). institutional ownership (14/100) and mortgage stress (7/100) stay muted. Latent structural risk is 32/100 while live distress already moving reads 2/100.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 13% higher over three years (phase confidence 17/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

44% of housing is owner-occupied. The vacancy rate is 12.9% — elevated. DLRadar's demographic-stress index for the area reads 40/100. Roughly 25.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 23,660 residents call 16803 home, typically aged 31. Around 56% of renters are cost-burdened. There are about 12,480 housing units across 16803. Educational attainment sits at 74% bachelor's-or-above. A median home runs $413,700 here, or 5.5 times local income. At $71,993, median income runs near typical U.S. levels.

Net-net, 16803 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 16803 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 16803's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 16803 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 15/100 for 16803 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 16803 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.