ZIP 16803 Property Distress & Foreclosure Data

DLRadar grades ZIP 16803 (Centre County, Pennsylvania) at a low 22/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (68/100), flood (NFIP) exposure (61/100)). Property-level stress concentrates in construction/permit lag (72/100), structural risk (50/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (7/100). Structural risk reads 50/100 against active distress of 2/100.

The peak-phase market in 16803 posted values that rose 2.1% over the year, 1.2% off the recent peak, and 13% higher over three years, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

44% of housing is owner-occupied. Vacancy runs 12.9%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 40/100. The poverty rate is 25.3% — high, a tax-stress and distress correlate. Population is roughly 23,660 with a median age of 31. Rent burden reaches 56% of tenant households. There are about 12,480 housing units across 16803. Around 74% of adults hold a bachelor's degree or higher. The typical home is worth about $413,700 (5.5× income). At $71,993, median income runs near typical U.S. levels.

On the whole, 16803 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.