ZIP 16823 Property Distress & Foreclosure Data

Centre County, Pennsylvania's ZIP 16823 registers 22/100 composite distress, which DLRadar reads as low. Structural exposure scores 50 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (68/100), flood (NFIP) exposure (61/100). The most distinctive pressure shows up in construction/permit lag (72/100), structural risk (50/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 2.1% year on year, 1.2% off the recent peak, and 17% higher over three years, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 11,977 housing units across 16823. The tenure split is 71% owner-occupied to 29% rented. About 29% have a four-year degree. Vacancy runs 4.4%. A median home runs $272,800 here, or 3.4 times local income. On demographic stress specifically, 16823 scores 28/100. Households earn a median $75,717 — near the roughly $78,000 national figure. Rent burden reaches 37% of tenant households. About 29,168 people live here, median age 45. Roughly 8.6% live below the poverty line.

Net-net, 16823 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.