ZIP 16823 Foreclosure, Tax-Lien & Distress Report

Centre County, Pennsylvania's ZIP 16823 registers 15/100 composite distress, which DLRadar reads as low. The split runs 32/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (68/100), flood (NFIP) exposure (60/100). The sharpest non-environmental signals are structural risk (32/100), institutional ownership (14/100), mortgage stress (7/100). institutional ownership (14/100) and mortgage stress (7/100) stay muted.

The peak-phase market in 16823 posted values that rose 3.1% over the year, and 17% higher over three years, at 17/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 11,977 housing units. 71% of housing is owner-occupied. Educational attainment sits at 29% bachelor's-or-above. The vacancy rate is 4.4%. The typical home is worth about $272,800 (3.4× income, relatively affordable). On demographic stress specifically, 16823 scores 28/100. Median household income is $75,717, near the U.S. median near $78,000. Around 37% of renters are cost-burdened. 29,168 residents call 16823 home, typically aged 45. 8.6% of residents fall below the poverty threshold.

Overall, 16823 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 16823 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 16823's 15/100 can be lined up against any neighbor in Centre County, Pennsylvania or any ZIP coast to coast. Where the record is thin for 16823, the field stays empty rather than modeled, and fills in as new documents post.

16823's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 16823 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.