ZIP 16853 Property Distress & Foreclosure Data

DLRadar grades ZIP 16853 (Centre County, Pennsylvania) at a low 22/100 for overall property distress. Property-level stress concentrates in construction/permit lag (72/100), structural risk (50/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (68/100), flood (NFIP) exposure (61/100). On the structural side it scores 50/100, with 0/100 of stress already active.

The market reads peak — home values rose 2.1% year on year, 1.2% off the recent peak (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Households earn a median $41,346 — below the roughly $78,000 national figure. Roughly 18.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 62% of renters are cost-burdened. On demographic stress specifically, 16853 scores 33/100. About 33% have a four-year degree. About 316 people live here, median age 54. The tenure split is 60% owner-occupied to 40% rented. The vacancy rate is 0.0%. A median home runs $184,000 here, or 3.2 times local income. The ZIP holds roughly 130 housing units.

Net-net, 16853 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.