ZIP 16853 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 16853 (Centre County, Pennsylvania) at a low 15/100 for overall property distress. Leading the profile are structural risk (32/100), institutional ownership (14/100). structural risk (32/100) and institutional ownership (14/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (68/100), flood (NFIP) exposure (60/100)). The split runs 32/100 structural to 0/100 active on the ground.

The market reads peak — home values rose 3.1% year on year, at 17/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $41,346, median income runs below typical U.S. levels. 18.4% of residents fall below the poverty threshold. Rent burden reaches 62% of tenant households. The demographic-stress sub-score lands at 33/100. About 33% have a four-year degree. Population is roughly 316 with a median age of 54. The tenure split is 60% owner-occupied to 40% rented. Vacancy runs 0.0%. A median home runs $184,000 here, or 3.2 times local income. The ZIP holds roughly 130 housing units.

Net-net, 16853 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 16853 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 16853 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 16853 reflects the current record instead of a stale or modeled snapshot.

The 15/100 for 16853 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 16853 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.