ZIP 16868 Property Distress & Foreclosure Data

Composite property distress in 16868 (Centre County, Pennsylvania) lands at 22/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (68/100), flood (NFIP) exposure (61/100). On the structural side it scores 50/100, with 2/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (72/100), structural risk (50/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 2.1% year on year, 1.2% off the recent peak, and 35% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Households earn a median $160,747 — above the roughly $78,000 national figure. The ZIP holds roughly 514 housing units. On demographic stress specifically, 16868 scores 12/100. The vacancy rate is 15.7% — elevated. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 97% owner-occupied to 3% rented. About 64% have a four-year degree. A median home runs $372,900 here, or 1.9 times local income. Around 0% of renters are cost-burdened. About 1,174 people live here, median age 54.

Net-net, 16868 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.