ZIP 16877 Property Distress & Foreclosure Data

Composite property distress in 16877 (Centre County, Pennsylvania) lands at 21/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (63/100), climate & FEMA risk (61/100). The latent-versus-live split is 49/100 structural and 2/100 already moving. The sharpest non-environmental signals are construction/permit lag (72/100), structural risk (49/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 3.5% year on year, and 13% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

The tenure split is 90% owner-occupied to 10% rented. Roughly 10.4% live below the poverty line. Around 17% of renters are cost-burdened. About 25% have a four-year degree. Households earn a median $79,353 — near the roughly $78,000 national figure. A median home runs $307,700 here, or 3.6 times local income. On demographic stress specifically, 16877 scores 25/100. About 1,505 people live here, median age 55. The vacancy rate is 7.0%. The ZIP holds roughly 777 housing units.

Overall 16877 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.