ZIP 16877 Foreclosure, Tax-Lien & Distress Report

ZIP code 16877 in Centre County, Pennsylvania carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (62/100), climate & FEMA risk (61/100). Latent structural risk is 31/100 while live distress already moving reads 2/100. Its standout signals are structural risk (31/100), institutional ownership (14/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and construction/permit lag (2/100).

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 13% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 90% owner-occupied to 10% rented. 10.4% of residents fall below the poverty threshold. Around 17% of renters are cost-burdened. About 25% have a four-year degree. Median household income is $79,353, near the U.S. median near $78,000. Home values center near $307,700, an affordability ratio of 3.6× — accessible. On demographic stress specifically, 16877 scores 25/100. 1,505 residents call 16877 home, typically aged 55. Vacancy runs 7.0%. The ZIP holds roughly 777 housing units.

On balance, 16877 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 16877 at the moment; the composite and its components are still built from verifiable public records.

The 16877 read uses the identical public-record model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 16877 stays directly comparable to neighboring ZIPs and the rest of Centre County, Pennsylvania. Every figure is auditable to a public dataset and refreshed on ingest; 16877 shows blanks, not estimates, wherever the record is sparse.

Each component behind 16877 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. For an operator, 16877 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.