ZIP 16678 Foreclosure, Tax-Lien & Distress Report
Bedford County, Pennsylvania · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 16678 in Bedford County, Pennsylvania comes in at 19, a low composite-distress reading. The split runs 44/100 structural to 3/100 active on the ground. Environmental exposure also runs high (flood (NFIP) exposure (66/100), climate & FEMA risk (60/100)). The sharpest non-environmental signals are construction/permit lag (53/100), structural risk (44/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (9/100) register low.
The market reads peak — home values rose 4.7% year on year (phase confidence 36/100). Topping markets hide individual distress behind strong averages.
The tenure split is 79% owner-occupied to 21% rented. Home values center near $152,700, an affordability ratio of 2.4× — accessible. Rent burden reaches 42% of tenant households. There are about 1,324 housing units across 16678. Vacancy runs 20.2%, above the national norm and a classic distress-and-opportunity signal. At $59,769, median income runs below typical U.S. levels. Population is roughly 2,461 with a median age of 47. The poverty rate is 13.1%. Around 20% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 28/100.
On the whole, 16678 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 16678 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Big metro or rural, 16678 runs through one identical public-record model, so its 19/100 sits on the same scale as every other ZIP in Bedford County, Pennsylvania and the nation. 16678 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 19/100 figure for 16678 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 16678 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 16678
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 16678 Stress Report snapshot
16678 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Nearby ZIPs in Bedford County
More distress data near 16678
Keep going: ZIP, county and state distress coverage for Bedford County, Pennsylvania.
The complete 16678 distress and acquisition report
See who owns each distressed property in 16678, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology