ZIP 15522 Foreclosure, Tax-Lien & Distress Report

ZIP code 15522 in Bedford County, Pennsylvania carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (67/100), flood (NFIP) exposure (67/100)). On the structural side it scores 45/100, with 3/100 of stress already active. Its heaviest discrete signals: construction/permit lag (46/100), structural risk (45/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (9/100) stay muted.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, and 22% higher over three years (phase confidence 42/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $62,679 — below the roughly $78,000 national figure. About 10,865 people live here, median age 52. Around 33% of renters are cost-burdened. There are about 5,949 housing units across 15522. Around 22% of adults hold a bachelor's degree or higher. 73% of housing is owner-occupied. Roughly 7.7% live below the poverty line. The vacancy rate is 14.0% — elevated. On demographic stress specifically, 15522 scores 28/100. The typical home is worth about $197,200 (3.2× income, relatively affordable).

Taken together, 15522 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 15522 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Bedford County, Pennsylvania and the nation. Where the public record is thin for 15522, the field stays empty rather than modeled, and fills in as new documents post.

15522's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 15522 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.