ZIP 15550 Foreclosure, Tax-Lien & Distress Report

Bedford County, Pennsylvania's ZIP 15550 registers 20/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (67/100), flood (NFIP) exposure (67/100). What sets it apart are the readings on construction/permit lag (46/100), structural risk (45/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (9/100) register low. On the structural side it scores 45/100, with 3/100 of stress already active.

The expansion-phase market in 15550 posted values that rose 5.1% over the year, at 42/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

77% of housing is owner-occupied. A median home runs $160,800 here, or 3.0 times local income. Vacancy runs 32.9%, above the national norm and a classic distress-and-opportunity signal. At $53,438, median income runs below typical U.S. levels. Population is roughly 1,677 with a median age of 44. There are about 1,058 housing units across 15550. About 15% have a four-year degree. Rent burden reaches 26% of tenant households. DLRadar's demographic-stress index for the area reads 31/100. Roughly 15.5% live below the poverty line.

Net-net, 15550 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 15550 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 15550 can be compared directly against any other ZIP in Bedford County, Pennsylvania or nationwide. The score is rebuilt from public data as it updates, so 15550 reflects the current record instead of a stale or modeled snapshot.

Each component behind 15550 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For an operator, 15550 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.